Commercial mortgages are a type of loan that financial institutions offer businesses to buy or refinance commercial properties.As an investor, investing in commercial mortgages without having to actually buy the property has several advantages if you are looking for alternatives to the stock market. Like an exchange-traded fund (ETF), your capital (usually a minimum of $5000) is pooled with other investors money to loan privately to commercial home buyers.
Read MoreAs a savvy Canadian homebuyer, you're undoubtedly aware that purchasing a property is one of the most significant financial decisions you'll ever make. It's crucial to ensure that you can comfortably afford your mortgage now and throughout the life of the loan. That's where stress testing your mortgage comes into play.
Read MoreIt's a well-known fact that the real estate market is highly volatile, especially since there's lots of competition involved. After all, real estate is a risky investment, and the market is constantly fluctuating. However, some countries are arguably more well-off than others and more stable. One example is Canada, whose real estate market is booming.
Read MoreRecreational homes are an excellent investment. Take a look at some things you must know before buying a cottage:
Read MoreIf you are a foreign investor or homeowner you’ll want to be acutely aware that Canada has many housing taxes that have been introduced throughout the recent years. While most provinces will have similar approaches, **below is how Ontario and British Columbia** set the various taxes that apply when you just buy a home and on a yearly basis for both locals and foreigners.
Read MoreRefinances let you tap into your home's growing equity and save money which can be a lifesaver especially in hard times. In this post, we talk about how it all works alongside what it looks like in action with some case studies about how clients on our team used the power of refinancing to save money and pay off expensive debt.
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